There are two things that most people say they are looking for in a loan company.....low rates and good customer service. The low rates for us is easy....we are a wholesale broker that is about 95% referral based, so with very little advertising and overhead needed to operate...our mark-ups are some of the lowest in the industry. The customer service is something that we at Nexgen Home Finance thinks seperates us from other traditional lenders. We take a customer service first approach when dealing with our clients. We try to stay in constant communication and keep our clients up to date on rates, programs, and legislation that may help them as homeowners and homebuyers. We believe that the Next Generation of financing is having a more interactive buying and refinancing experience. No more being left in the dark while your file is shipped to an outside processing center that you don't have access to. No more having your call sent overseas to someone that is not only unfamiliar with your file but also your language. We will be with you every step of the way and strive to make it as pleasant of a homebuying/refinancing experience as possible. We currently have loan officers licensed in the states of Washington and where our corporate office is in California. Please call us for a no obligation quote or for a list of local references that have worked with NexGen. I think you will find our honesty, experience, and open communication can truly benefit you as a homebuyer/homeowner.