What are the bank statement guidelines? Is it okay to use Internet statements, instead of hard copy bank statements, to verify my bank and investment accounts?
Currently, Internet statements can't be used to verify bank and investment accounts. They have not proven to be a reliable source of unalterable financial documentation.
When submitting statements, please include all pages, even if there's nothing on the last page or the first page is an advertisement. When printed on, we need back portions of statements, too. Standard mortgage guidelines require all pages of a statement to verify accounts. Missing pages can cause unnecessary frustrations and delays in processing your loan.
If you've applied for an FHA or VA loan, we will need original bank statements. Copies are not acceptable. Ask your HomeBanc Mortgage Consultant for guidelines on your specific loan program.
(Important: Bank and investment statements always count their total number of pages. ie. Page 1 of 3)