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"Working with Nexgen Home Finance is even better than I hoped."

- Bregan Hubbard
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Purchase Options

Fixed-Rate Mortgages

If you like to plan for the long-term and don't like to take risks, you might want to consider a fixed-rate loan. "Fixed" means that your interest rate and monthly loan payments remain the same for the life of your loan. We offer 15- and 30-year fixed-rate terms, on both conforming and jumbo loans, all with a variety of features.

We establish your interest rate and monthly payment amount when the rate is locked on the loan. You might pay a little more for the security of a fixed-rate mortgage, but for many people, the resulting peace of mind is worth it.


  • Guaranteed rate for the term of the loan once you lock
  • Protection from rising interest rates
  • Fixed monthly payment amount

Consider a Fixed-Rate Mortgage if:

  • Your income is consistent and reliable
  • You're willing to pay more for the security of fixed monthly payments
  • You plan on keeping the same mortgage for seven years or more
428 Main St ste 207, Huntington Beach, CA, 92648 | info@nexgenhomefinance.com | ph. 714-912-8488 | fax